How Is Our Healthcare Coverage Different?

  • Our plan utilizes an HDHP model which lowers monthly premium costs
  • No co-share element (e.g. 80/20%) like other types of insurance plans
  • HSAs are portable and carry over year to year enabling you to accumulate funds that have not been used
  • Bank of America has an HSA specifically for myO’NA HealthCare Plan Members
  • If you ever have questions on coverage, Bank of America customer support is available 24/7
Woman researching low cost health insurance on laptop

Monthly Plan Rates

Estimate your monthly plans with the table below. Your exact costs will be determined by your current health, habits, age, and selected program (individual, family, or group).

*Family coverage includes Individuals up to size of 4; Rate is increased by $280.00 per additional dependent above 4 per month thereafter.
AgesIndividualIndividual +1Family*
Up to 34 years old $ 280.50- $ 428.22
 $ 460.70 - $ 668.11 $ 681.70 - $ 919.45
Ages 35 - 44 $ 432.51 - $ 479.65

 $ 674.79 - $ 748.34 $ 928.64 - $ 1015.64
Ages 45 - 54 $ 491.22 - $ 612.32 $ 766.40 - $ 955.33 $ 1040.16 - $ 1296.57
Ages 55 - 64 $ 630.69 - $ 797.43 $ 983.99 - $ 1244.14$ 1322.50 - $ 1596.42
65 and up for Non Medicare clients.$ 897.43 - $ $2,347.43 $ 1344.14 - $2,794.14 $ 1696.42 - $ $4,146.42
Non Medicare clients are usually clients who can not qualify for Medicare.
Woman riding bike at sunset

One Time Membership & Enrollment Fee

O’NA HealthCare™ Member benefits starts with a one time membership and enrollment fee of $165 for each Plan. This a tax deductible donation.

Coverage Details

Deductible$ 5,000 Single
$ 10,000 Couple/Family
HSA is available
Annual Wellness Exam Covered$ 150.00 Covered towards 2 wellness visits (covered right away)*
$ 300.00 total
Additional Cost over the $ 150.00 per visit is applied toward Out of Pocket Maximum
Open Provider Network
Holistic and Naturopathic Providers
24/7 Call A Doctor Plus24/7 Access anywhere in the United States*
Biological/Holistic Dental Care$ 1,000.00 max per individual per year*
Vision Coverage$ 350.00 toward any vision service per year. Per Person on plan*
Wellness Treatments & Services:
Acupuncture, Massage Therapy, Chiropractor, Reiki, Energy Medicine, Kinesiology, Naturopathic and Homeopathy.		$ 1000.00 Single*
$ 2000.00 Couple/Family*
Supplements & Essentials Oils* $ 1000.00 Single*
$ 2000.00 Couple/Family*
Personal Care Advocate & Advisor
Gym Membership$ 200.00 toward yearly gym membership Individual*
$ 400.00 toward yearly gym membership Individual+1/Family*

Must complete one year of plan enrollment.*
* See plan benefits on how to submit requests for reimbursement and product type restrictions.

Earn $3,900 in Allowances Towards your Max Out of Pocket

Earn allowances of up to $3,900 for individuals and $5,400 for families every year with O’NA Healthcare™. These allowances go towards your maximum out of pocket costs. Our unmatched allowance benefits are why O’NA is one of the best low-cost health care coverage plans in the country.

We know that your health care is more complicated than a few visits to the doctor every year. That’s why we offer preventative care allowances. Taking proactive steps towards protecting your health means you’re less likely to experience a major complication within the year. Not only do we include office visits, supplements, oils, blood work, and more, but we will send you a $100 reimbursement for each visit to your holistic dentist. Take care of your health by taking full advantage of your healthcare coverage plan with O’NA HealthCare™!

Our health insurance allowances

We Are Not Your Grandfathers Insurance!

O’NA HealthCare™ is built from the ground up for efficiency and sustainability allowing us to offer more choices and options at low prices. We are able to provide streamlined and powerful low cost healthcare coverage through our Native American tribal affiliation; this means you can benefit from more choices at lowers rates, now and in the future.

Our Low Cost Healthcare Coverage Features

Pay less every month with O’NA HealthCare’s HDHP model. We offer lower monthly premiums in exchange for a higher deductible cost paired with a Health Savings Account (HSA).

Speak to your doctor 24/7 with our Teledoc program. Speak to your doctor from the comfort of your own home, and get a diagnosis within minutes. And remember, it’s at no extra cost!

Save money on prescriptions with our GoodRx Program. Get discount prices and coupons for most pharmaceutical based drugs when you sign up for your free account.

Cover your costs with our referral program. We reward our members who become healthy, stay healthy, and spread the word about the O’NA HealthCare™

Visit a traditional or holistic dentist and get a $100 reimbursement for every visit. We support true wellness among all of our members.

View All Member Benefits


“O’NA is one of the best kept secrets that you must explore. We love O’NA and the way we can utilize Integrative holistic physicians for health care.”

Dr. Frank Charles, Elaine, & Taylor, Members since January 2016

“O’NA has been a total game changer for me. In today’s world where our health care system is just “sick care” it seemed like there was no solution for someone like me–until now… If you spend your money on staying healthy and living healthy and just need a backup plan in case there’s an emergency, O’NA is a perfect fit…. Instead of wasting $800 a month for typical sick care insurance, I’m paying less than $200 a month for real peace of mind. Case closed–Customer for life!”

E. Smith, Member since September 2015

“We found O’NA through a business associate referral and fell in love at first site…. A group bent towards personal responsibility, natural healing, and flexibility….The benefits are wonderful and the service has been exemplary. We love being members of this new and innovative product…”

David & Amy Thedinga, Members since July 2016

“We have been with O’NA HealthCare since April 2015 and have truly enjoyed the benefits of choosing the plan that best fits our healthy life, seeing the doctors that we want to see, the tax benefit, as well as not being tied to the very restrictive Affordable Care Act.”

Randy and Viola Crebs, Members Since May 2015

Feel better about your
Healthcare coverage

Apply Now