Low Cost Healthcare Coverage
How Is Our Healthcare Coverage Different?
- O’NA HealthCare™ pays 100% of healthcare costs after your Maximum Out Of Pocket is met
- Our plan utilizes an HDHP model which lowers monthly premium costs
- No co-share element (e.g. 80/20%) like other types of insurance plans
- HSAs are portable and carry over year to year enabling you to accumulate funds that have not been used
- Health Equity has created an HSA specifically for O’NA HealthCare™ Plan Members
- If you ever have questions on coverage, Health Equity’s customer support is available 24/7
Monthly Plan Rates
Estimate your monthly plans with the table below. Your exact costs will be determined by your current health, habits, age, and selected program (individual, family, or group).
| *Family coverage includes Individuals up to size of 4; Rate is increased by $280.00 per additional dependent above 4 per month thereafter. | |||
|---|---|---|---|
| Ages | Individual | Individual +1 | Family* |
| Up to 34 years old | $ 280.50- $ 428.22 | $ 460.70 - $ 668.11 | $ 681.70 - $ 919.45 |
| Ages 35 - 44 | $ 432.51 - $ 479.65 | $ 674.79 - $ 748.34 | $ 928.64 - $ 1015.64 |
| Ages 45 - 54 | $ 491.22 - $ 612.32 | $ 766.40 - $ 955.33 | $ 1040.16 - $ 1296.57 |
| Ages 55 - 64 | $ 630.69 - $ 797.43 | $ 983.99 - $ 1244.14 | $ 1322.50 - $ 1596.42 |
| 65 and up | Not Yet Available | Not Yet Available | Not Yet Available |
One Time Membership & Enrollment Fee
O’NA HealthCare™ Member benefits starts with a one time membership and enrollment fee of $165 for each Plan. This a tax deductible donation.
Coverage Details
| Maximum Out of Pocket | $ 5,000 Single $ 10,000 Couple/Family |
| HSA is available |  |
| Annual Wellness Exam Covered | $ 150.00 Covered towards 2 wellness visits (covered right away)* $ 300.00 total Additional Cost over the $ 150.00 per visit is applied toward Out of Pocket Maximum |
| Open Provider Network | |
| Holistic and Naturopathic Providers | |
| 24/7 Call A Doctor Plus | 24/7 Access anywhere in the United States* |
| Biological/Holistic Dental Care | $ 1,000.00 max per individual per year* |
| Vision Coverage | $ 350.00 toward any vision service per year. Per Person on plan* |
| Wellness Treatments & Services: Acupuncture, Massage Therapy, Chiropractor, Reiki, Energy Medicine, Kinesiology, Naturopathic and Homeopathy. | $ 1000.00 Single* $ 2000.00 Couple/Family* |
| Supplements & Essentials Oils* | $ 1000.00 Single* $ 2000.00 Couple/Family* |
| Personal Care Advocate & Advisor | |
| Gym Membership | $ 200.00 toward yearly gym membership Individual* $ 400.00 toward yearly gym membership Individual+1/Family* Must complete one year of plan enrollment.* |
| * See plan benefits on how to submit requests for reimbursement and product type restrictions. | |
Earn $3,900 in Allowances Towards your Max Out of Pocket
Earn allowances of up to $3,900 for individuals and $5,400 for families every year with O’NA Healthcare™. These allowances go towards your maximum out of pocket costs. Our unmatched allowance benefits are why O’NA is one of the best low-cost health care coverage plans in the country.
We know that your health care is more complicated than a few visits to the doctor every year. That’s why we offer preventative care allowances. Taking proactive steps towards protecting your health means you’re less likely to experience a major complication within the year. Not only do we include office visits, supplements, oils, blood work, and more, but we will send you a $100 reimbursement for each visit to your holistic dentist. Take care of your health by taking full advantage of your healthcare coverage plan with O’NA HealthCare™!
We Are Not Your Grandfathers Insurance!
O’NA HealthCare™ is built from the ground up for efficiency and sustainability allowing us to offer more choices and options at low prices. We are able to provide streamlined and powerful low cost healthcare coverage through our Native American tribal affiliation; this means you can benefit from more choices at lowers rates, now and in the future.