How Is Our Healthcare Coverage Different?

  • O’NA HealthCare™ pays 100% of healthcare costs after the Maximum Out Of Pocket component of the Plan is met
  • Our plan utilizes many benefits of a HDHP accompanied with many other benefits
  • Does not contain a Co-Share element (e.g. 80/20%), like other types of insurance plans
  • HSAs are portable and carryover year to year enabling you to accumulate funds that have not been used
  • Health Equity has created a HSA specifically for O’NA HealthCare™ Plan Members
  • If you ever have questions on coverage, Health Equity’s customer support is available 24/7
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Monthly Plan Rates

Current health, habits, age, and selected program (individual family) will ultimately determine your monthly cost. The following prices are estimates and your exact cost will be determined following the completion of a standard health questionnaire.

*Family coverage includes Individual and up to 4 dependents. Rate is increased by $35.00 per dependent per month thereafter.
AgesIndividualIndividual +1Family*
Up to 34 years old$165 - $220$271- $390$401 - $551
Ages 35 - 44$210 - $275$351- $490$499 - $651
Ages 45 - 54$265 - $355$451 - $590$599 - $751
Ages 55 - 64$365 - $455$551 - $690$699 - $851
65 and upNot Yet Available
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One Time Membership & Enrollment Fee

O’NA HealthCare™ Member benefits starts with a one time membership and enrollment fee of $165 for each Plan. This a tax deductible donation.

Coverage Details

Download coverage comparison chart
Maximum Out of Pocket$5,000 Single
$10,000 Couple/Family
Compatible with HSA
Annual Exams CoveredAllowed toward
Maximum Out of Pocket
Open Provider Network No additional cost
Alternative Provider Network
Medical Tourism (worldwide)
24/7 TeladocUnlimited Free Calls
Biological/Holistic Dental Care$1,000 max
$100 reimbursed per individual per year
Wellness Treatments & Services:
Acupuncture, Massage Therapy,
Chiropractor, Reiki, etc.
$750 Single
$1,500 Couple/Family
Supplements & Oils$750 Single
$1,500 Couple/Family
Personal Care Advocate
& Advisor (Alternative &

Earn $3,900 in Allowances Towards your Max Out of Pocket

Earn allowances of up to $3,900 for individuals and $5,400 for families every year with O’NA Healthcare™. These allowances go towards your maximum out of pocket costs. Our unmatched allowance benefits are why O’NA is one of the best low-cost health care coverage plans in the country.

We know that your health care is more complicated than a few visits to the doctor every year. That’s why we offer preventative care allowances. Taking proactive steps towards protecting your health means you’re less likely to experience a major complication within the year. Not only do we include office visits, supplements, oils, blood work, and more, but we will send you a $100 reimbursement for each visit to your holistic dentist. Take care of your health by taking full advantage of your healthcare coverage plan with O’NA HealthCare™!

We Are Not Your Grandfathers Insurance!

O’NA HealthCare™ is built from the ground up for efficiency and sustainability allowing us to offer more choices and options at low prices. We are able to provide streamlined and powerful low cost healthcare coverage through our Native American tribal affiliation; this means you can benefit from more choices at lowers rates, now and in the future.

Our Low Cost Healthcare Coverage Features

Low Monthly Premiums

O’NA HealthCare™ utilizes a High-Deductible Health Plan (HDHP)
which is a type of health insurance program that offers lower monthly premiums in exchange for a higher deductible cost. Paired with this is a Health Savings Account (HSA), which is a financial account that allows you and/or your employer to make tax deductible contributions for your healthcare costs.

A High-Deductible Health Plan (HDHP) is becoming the standard form of traditional health insurance. As many young healthy adults entering the workforce experience a low number of doctor visits, they realize that an HDHP may be their most cost effective choice.

24/7 Phone Doctor

O’NA HealthCare™ utilizes the many benefits of an HDHP and adds several extra features such as, a 24/7 Phone Doctor program at no additional cost. The O’NA HealthCare™ 24/7 Call A Doctor program can be accessed from the comfort of your home or other location. The program is with you wherever you’re located and may save you hours of time traveling to, and waiting in an Emergency Room. By utilizing the O’NA HealthCare™ 24/7 Call A Doctor program, you could be speaking with a doctor within 8 minutes or less. And remember, it’s at no extra cost

GoodRx Program

O’NA HealthCare™ Plan members also benefit from savings on prescription drugs through the GoodRx program. We assist you in setting up your GoodRx account, providing discount prices and coupons for most pharmaceutical based drugs. These savings can often be significant and when combined with the 24/7 Call A Doctor program, make O’NA HealthCare™ your choice for peace of mind.

Our mission to our members is to provide low cost healthcare coverage while also providing unique benefits!

Feel better about your
Healthcare coverage